18 FebCan we make Central Bank Digital Money and DLT really work?  Stuff worth knowing from The Bankers’ Plumber

DLT offers the promise of faster, better & cheaper. There is real promise and even enough to have the ECB president, Mario Draghi, agree on the potential and acknowledge the ECB is looking at it. Now nothing is going to happen by magic and certainly not by central bank diktat, so how might all this […]

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29 JanHow to make Central Bank Digital Money?  Stuff worth knowing from The Bankers’ Plumber

This post is a continuation of the thoughts from the last two posts. My own conclusion to date was that powering the possibilities of digital assets and benefiting from things DLT needs CBDM. I am indebted to the very thoughtful Kevin Rutter of R3 and to Rhom Ram at the USC Project for engaging in […]

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18 JanDo we need Central Bank Digital Money?  Stuff worth knowing from The Bankers’ Plumber

“Kerrassh”. In Jan 2018, Bitcoin (BTC) took a nose dive. In two days, the price collapsed some 25%. If you thought BTC is a means of payment, then I hope you also understood what market risk is and learned to manage it. This week’s post is inspired by various discoveries in a current project where […]

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07 JanWho needs Central Bank Digital Money?  Stuff worth knowing from The Bankers’ Plumber

This first post of 2018 focuses on a very current topic: CBDM or Central Bank Digital Money. This would be the “the digital pound in your digital wallet” that has the same properties as the “the pound in your pocket”. Exactly the same; universal acceptance, store of value. In the last post of 2017, I […]

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11 DecICOs, Cryptos & CCOs. The differences.  Stuff worth knowing from The Bankers’ Plumber

Two out of three ain’t bad. You have probably heard of the expression crypto currency; Bitcoin is the poster child, and Ether its sibling. ICOs are likely just as familiar; Initial Coin Offerings, which are a a variation on IPOs. What about CCOs? Never heard of them? The extra C is for Collateral; collateralised coin […]

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02 Oct4 thoughts on Smart Contracts. Stuff worth knowing from The Bankers’ Plumber

“Smart contracts” are another “in” term used in the same space as Blockchain and DLT. What are they? The theory has it that the Blockchain enables the terms of an agreement between two parties to be so well captured and enshrined in an electronic agreement, that over the lifecycle of the instrument, all the things […]

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22 Sep5 things I learned this week about DLT, Blockchain & Crypto. Stuff worth knowing from The Bankers’ Plumber

This week a short tour de horizon of news that will, I hope, point the way forward and help you make sense of what is happening in the digital space. All comments and feedback really welcome. Is a weekly “5 things I learned” useful or not? Or a longer piece on a specific topic? Please […]

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24 Jul3 things Digital & Blockchain I learned this week. Stuff worth knowing from The Bankers’ Plumber

“It’s gonna be great!” If the Donald were to tweet on Blockchain, those would be his words. Like the rest of us though, he would not be clear on when and we would all be a little vague on that phrase so beloved of our colleagues in Agile development; “the definition of done”.  Despair not […]

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10 Apr3 reasons Digital Local Currency would be good for the community. Stuff worth knowing from The Bankers’ Plumber

Local: where we are, where we live, where we spend our time. Something so close is something we are likely to care about quite a lot. Digital and perhaps Blockchain aka DLT could make a big difference to our experience. The services in our local village, just outside Zurich, are important to our family. We […]

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15 Jan3 reasons to read the UBS view on Blockchain: Stuff worth knowing from The Bankers’ Plumber

“Is the Blockchain going to be useful? Discuss.” This would be a valid and great exam question. Good news; the good folks chez UBS have done some great research on this. Yes, big banks and useful in the same breath. “Cutting through the blockchain hype” is worth paying attention to for a number of reasons: […]

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