July 15, 2018
This year has seen a few banking fiascos. TSB had a multi-day outage during a migration, VISA lost connectivity for an extended period and the good burghers of Deutsche Bank managed to let a single payment out that was greater than the value of the firm. What are the implications of the regulators looking at […]
June 8, 2018
Infrastructure. What does that mean? It feels like something that is intangible. I am lucky enough to live in Switzerland, where infrastructure is actually something really tangible, whose value you experience every day. Public transport works, the schools work and kids have various routes to getting a very good education, we have fibre and broadband […]
May 7, 2018
With all the talk about Blockchain aka DLT, I have heard several statements on how new processes will not and should not replace current RTGS systems because the ones we have function pretty well and we don’t need to change them. Au contraire, I would say. We very much need some change, though not for […]
March 24, 2018
“Help for banks”. That hardly sounds like a noble cause worthy of anybody’s support. But bear with me for this two minute read and I’ll explain. If I have any of this wrong, please let me know your views. In any case, please share widely. For the plumbers of the banking world this is important […]
February 18, 2018
DLT offers the promise of faster, better & cheaper. There is real promise and even enough to have the ECB president, Mario Draghi, agree on the potential and acknowledge the ECB is looking at it. Now nothing is going to happen by magic and certainly not by central bank diktat, so how might all this […]
January 29, 2018
This post is a continuation of the thoughts from the last two posts. My own conclusion to date was that powering the possibilities of digital assets and benefiting from things DLT needs CBDM. I am indebted to the very thoughtful Kevin Rutter of R3 and to Rhom Ram at the USC Project for engaging in […]