3C Advisory works with great subject matter experts from throughout Europe. No big organisation, no big overhead to feed, just the flexibility to identify the right solution for each client challenge. Please feel free to contact anybody in the network directly or via us.


Olaf Ransome – Founder

The Bankers’ Plumber. I help banks and FinTechs master their processing; optimising control, capacity and cost.

If it exists and is not working, I analyse it, design optimised processes and guide the work to get to optimal. If there is a new product or business, I work to identify the target operating model and design the business architecture to deliver those optimal processes and the customer experience.

I am an expert-generalist in FS matters. I understand the full front-to-back and end-to-end impact of what we do in banks. That allows me to build the best processes for our clients; ones that deliver on the three key dimensions of Operations: control, capacity and cost.

Career Highlights
Old tricks for new dogs: Those “old” skills are now applicable in the FinTech space; ensuring that new offerings have robust processes under the hood. I am an advisor to two Fintech start-ups; ICON Capital Reserve and Sonect.

Group Functions; designing & implementing data quality assurance to ensure control over key data. Built on Hadoop / Big Data and using IBM IGC.

Intraday Liquidity Management / Cash Management: extensive work on optimisation of Intraday Liquidity Cost optimisation to meet BCBS 248 requirements, process rationalisation, Nostro Network optimisation. Latest project will achieve annual cost savings of $20mm+ in reduced liquidity buffer costs.

CLS participation: led global projects for three banks to join CLS for FX settlement. Included software selection, process re-engineering, testing and Network Management overhaul.

Transaction Banking: Responsible for product development and support for Credit Suisse’s transaction business: Payments, Custody & CLS. More on Olaf: Click here.


Our Associate Network

Ian Keates

A senior leader with experience across global regions, decision-making guided by integrity and strong personal ethics, able to gain personal support at all levels of an organisation in order to create a culture for success.

Proven ability to lead large-scale initiatives and to drive business growth via process, organisation, and technology redesign.

Management professional with a strong business and technology background in the global financial markets environment. More on Ian: Click here.


Mark Bolton

Mark is an ideal person for leading a programme of work. A Program Manager and Senior Project Manager with 25+ years banking experience building and deploying critical front-office business systems. Most recently Mark has been working on Regulatory Business Change in Banking (EMIR, MIFID, AML, FATCA, CRS). He has a broad range of product knowhow, is strongly entrepreneurial and deeply experienced in new business development projects. Mark has the strength of character that allows him to develop strong working relationships in the front-office. More on Mark: Click Here


Tilmann Spohr

Tilmann has been in Financial Services across the globe for over 25 years in a range of strategic as well as operative management functions, with functional responsibilities in Marketing, Sales, Operations, Business Development and Human Resources.His speciality is “building profitable Client Relationships” to sustainably drive Banks’ financial results. In mid 2010 Tilmann Spohr founded XVISORY Ltd, which offers comprehensive Advisory and Management Services with a focus on systematic Client-, Market- and Front Management in order to measurably increase Profit and Growth. He also developed RiskAssess, a solution to analyse Risk- as well as Investor behaviour and assess the suitability of investments of Private Investors. More on Tilmann: Click Here


Iain Wilcox

Iain’s specialties are new business sales & marketing focused on software and services sector. Experienced in strategy formulation, new market entry and business development, in particular focused on financial services (Retail & Investment Banking) and technologies including Risk & Compliance, BPM and Workflow. Manages the delicate balance between strategy planning and the practical implementation of market entry and revenue delivery (geographic or vertical sector) for new or established operations. More on Iain: Click Here