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With new rules coming into effect on Jan 1 2015, this is the eleventh in a series of posts on how banks and FI’s might adapt. There is one further twist that the response to these regulatory changes might take. If an FI were indeed able to successfully integrate rap-time intra-day data back into its […]

With new rules coming into effect on Jan 1 2015, this is the eleventh in a series of posts on how banks and FI’s might adapt. Inside of banks, there are often transaction services teams selling services to other banks. More often than is healthy, an “R” word creeps into these dealings: Reciprocity. As in, […]

With new rules coming into effect on Jan 1 2015, this is the tenth in a series of posts on how banks and FI’s might adapt. And, the book on matters liquidity, as well as general one on Operations is now available. There are three standard models for the Network Management (NetMan) set up: Approach A […]

With new rules coming into effect on Jan 1 2015, this is the ninth in a series of posts on how banks and FI’s might adapt. Most banks have what one might politely term a heap of coagulated spaghetti in this area: too many accounts, too many people able to open accounts and too many […]

With new rules coming into effect on Jan 1 2015, this is the eigth in a series of posts on how banks and FI’s might adapt.   In most FIs, the product processing systems each communicate directly with SWIFT. Figure A illustrates the typical set-up. Over time, different entities have acquired their own gateways. A […]