January 7, 2018
This first post of 2018 focuses on a very current topic: CBDM or Central Bank Digital Money. This would be the “the digital pound in your digital wallet” that has the same properties as the “the pound in your pocket”. Exactly the same; universal acceptance, store of value. In the last post of 2017, I […]
December 11, 2017
Two out of three ain’t bad. You have probably heard of the expression crypto currency; Bitcoin is the poster child, and Ether its sibling. ICOs are likely just as familiar; Initial Coin Offerings, which are a a variation on IPOs. What about CCOs? Never heard of them? The extra C is for Collateral; collateralised coin […]
November 9, 2017
“Disruption” is one of several trendy terms around the finance business. AI is going to disrupt this, FinTech is going to disrupt that and Blockchain or DLT is going to disrupt it all. The term also tends to be used in reference to an outsider coming in to upset the status quo and the incumbents. […]
October 23, 2017
The robots are coming; banking jobs will be wiped out! That would be the simple conclusion from recent headlines. See: ex Citi CEO Pandit, Cryan at DB, Ermotti at UBS. This week’s post is a more nuanced analysis of what is going on. It is inspired by two things: firstly, a wonderful presentation by Michael […]
October 2, 2017
“Smart contracts” are another “in” term used in the same space as Blockchain and DLT. What are they? The theory has it that the Blockchain enables the terms of an agreement between two parties to be so well captured and enshrined in an electronic agreement, that over the lifecycle of the instrument, all the things […]
September 22, 2017
This week a short tour de horizon of news that will, I hope, point the way forward and help you make sense of what is happening in the digital space. All comments and feedback really welcome. Is a weekly “5 things I learned” useful or not? Or a longer piece on a specific topic? Please […]