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Reference data perils for the ordinary guy paying his bills

Bill paying. A monthly chore. One that is increasingly online and digital, well at least outside the continental USA where the local Luddites are still wedded to their cheques. A story in a Johannesburg paper inspired this week’s thought. “On guard after typo transfer” was the headline in the Jo’burg times. A local resident made […]

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Bloated. As true of banks as it is of governments.

In 15 years, the Swiss Federal Government’s budget has ballooned from CHF 47 billion to some 67 billion. Since 2000 times have been good and the government has grown like topsy. The same is true at banks; revenues are down and costs are out of whack. Similarities between government bureaucracy and banks. That is this […]

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